Protect your belongings and your home with a policy designed for Bermuda.
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Buildings/Structures
Cover for your house, other buildings on your property and even for your concrete dock against Windstorm, Earthquake, Fire, Lightning, Flood, Collision by Motor vehicles, Aircraft, Burst Pipes - all the standard perils. Even broader cover is available. Contents Cover for all of the things which you put into a building to make it a home. While our standard cover is quite broad, we also offer the option of Accidental Damage cover on your belongings. As an added feature, home electronic equipment is covered for accidental damage even under the Standard Home cover. Personal Possessions This section of the policy can cover Jewelry, Watches, Camera Equipment, and other valuable belongings you take with you on a regular basis. The cover is worldwide. Public Liability As people increasingly go to the courts to settle their differences Liability cover has become indispensable. Policyholders are automatically covered for a Limit of Indemnity of BMD $2,000,000 for liability arising out of ownership or occupancy of the Home and in their personal capacity (except as operator of a vehicle, boat or in certain other defined cases). Docks Liability We can provide liability cover for your docks and waterside structures associated with your home. (We do not insure the wooden section of a dock). Freezer Food Cover for food spoiling due to power failure. | ||||
